Track vehicles owned at DOS so equity can be settled alongside the RSU analysis. Enter value and loan-balance snapshots from dealer invoices, KBB/Edmunds, and loan statements — the tool combines them into a proposed split. Post-DOS payments feed a separate reimbursement ledger so carrying costs don't get rolled into the DOS equity figure.
Acquisition
Settlement
Value & Loan Snapshots
Snapshot
Date
Value
Loan balance
Equity
Per party
Start
End
DOS 1
2024-02-29
$4,700.97
$2,350.49
$4,530.39
$2,265.20
DOS 2
2024-07-29
$6,597.68
$3,298.84
Today
2026-05-22
$21,466.64
$10,733.32
Per party = ½ × (Value − Loan). Petitioner keeps the car and pays Respondent this amount in cash; Petitioner retains the same amount in net equity (car value − loan − cash paid). Both walk with equal net wealth.
Post-DOS Payments (for reimbursement)
Proposed settlement
Given the inputs above, the following is a proposed settlement offer for the vehicle. This is a calculator output, not legal advice — consult a family-law attorney before relying on these numbers in negotiation or filing.
DOS 1 → Today
2024-02-29 → 2026-05-22 · 27 payments in window
$20,671.85
owed by Petitioner to Respondent
Loan balance from amortization schedule
BalanceCum. interestCum. principal
DOS 1 balance $30,799.03 → Today balance $5,033.36 · over window: $25,765.67 principal + $1,689.64 interest
Depreciation
Value at Start ($35,500.00) − Value at End ($26,500.00) = $9,000.00; full amount owed to recipient since keeper had exclusive use
+$9,000.00
50% Current equity (Loan-to-value)
Value at End ($26,500.00) − Loan at End ($5,033.36) = $21,466.64; 50% is the recipient's buyout share
+$10,733.32
50% Loan interest during exclusive use
Interest accrued in window (from amortization schedule): $1,689.64 — the portion of each loan payment that did not go to paying down principal; less $292.58 from individual-paid loan rows = $1,397.06 community-funded
+$698.53
+ Payment reimbursements
Date
Label
Amount
Interest
Paid by
Period
Reimburse
2024-04-22
$480.00
$480.00
In window
+$240.00
+$240.00
Payment to Respondent$20,671.85
Notes
Portfolio summary (all vehicles)
2022 Tesla Model YDOS 1 → TodayPetitioner pays $20,671.85
Net across all resolved vehicles:Petitioner pays Respondent $20,671.85
All vehicles are treated as community property; SP down-payment claims, if any, should be raised as a reimbursement separate from the equity split.
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Vehicles
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